Start Your Total Auto Protection Today
Whether it’s your first car, a collectible* or shared family vehicle, we have affordable insurance policies available. New or used, big or small—we promise competitive, comprehensive coverage with outstanding service year after year.
Flexible Insurance for Every Driver’s Needs
- All vehicle types insurable
- Annual policy review for lowest possible rate
- Claims satisfaction guarantee
- Free auto insurance assessment
Disappearing Deductible
Every year that you do not make a claim, your deductible gets smaller. Starting from $500/month, you can be deductible-free in only a few years.
Replacement Cost Coverage
Brand new vehicles with less than 10,000 kilometers qualify for full replacement coverage. This could translate into thousands of dollars in savings in case of loss or damage!
Accident Forgiveness
Accidents happen, but don’t let one mishap ruin your premium. With accident forgiveness protection, your car insurance will not budge after your first accident.
Frequently Asked Questions about Our Car Insurance in Ajax, Pickering, and Whitby
What Affects My Rate?
Key criteria that determine your premium include where you live; how you drive; your age, driving history, and vehicle.
What Is High Risk?
A combination of accidents, non-payments, and convictions can deem your driving profile “high risk.” But don’t despair; there are always insurance options available.
Do You Offer Insurance for Ride-Share Programs?
Yes, we have policies available for ride-share programs like Uber.
How Long Does My Policy Last?
Each policy lasts twelve months. At the end of this term, we review your policy to ensure maximum savings.
What Happens If I Need to Make a Claim?
We’re here to advise when the right time is to make a claim. If you do go ahead with one, we provide all the resources needed to initiate the process. If you make multiple claims for the same occurrence (i.e. theft and damage to a car), one deductible applies.
What If I Have a Collector Vehicle?
Collector vehicles need more than just specialized parts—they need special insurance, too. From antiques to modified vehicles, our partnership with Hagerty matches your classic car with the coverage it needs. Enjoy year-round agreed-value coverage, flatbed roadside assistance, and more.
As with all our auto policies, service through preferred repair shops comes with a lifetime satisfaction guarantee. Contact us to learn more.
